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O.W.Steenbeek – Costs & Benefits of Collective Pension Systems
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Robert C. Merton
John and Natty McArthur University Professor, Harvard Business School
Chief Science Officer, Trinsum Group
“The Dutch are the globe’s thought-leaders in the design and implementation of retirement income systems. This book offers the rest of the world a first-hand opportunity to learn why this is the case.”
Keith Ambachtsheer, University of Toronto
Director, Rotman International Centre for Pension Management
“The Dutch experience, which this book so helpfully lays out, gives the rest of the world a model that is quite distinct from either the disappearing single-employer defined benefit approach and the rising individualistic defined contribution approach. That experience and this book challenge anyone interested in policies for lifetime financial security to consider systemic progress rather than ad hoc patches.”
Brett Hammond
Senior Managing Director & Chief Investment Strategist TIAA-CREF Asset Management
“The Dutch think long and hard before adopting changes to their well-designed pension system. By contrast, the emergence of the individualistic 401(k) as the primary retirement income vehicle in the United States was clearly haphazard. Policymakers interested in improving our ‘accidental’ pension system have much to learn from this volume, which shows the benefits of a more considered and collective approach.”
Alicia Munnell, Peter F. Drucker Professor of Management Sciences, Boston College Director, Center for Retirement Research, Carroll School of Management
“The reorganisation of pension systems is one of the great challenges we are facing today. This impressive collection of studies offers the specialist reader a comprehensive overview of the current debate.”
Bert Rürup, Darmstadt University of Technology
Chairman, German Council of Economic Experts
